1. How much life insurance coverage do I need?

The type of coverage you need depends on your age, your financial situation, and your family’s circumstances. A person needs more coverage the younger they are and the more financially dependent their loved ones are on them.

2. How do I balance coverage and cost?

When choosing life insurance, many factors should be considered, including short- and long-term costs, coverage, and cash value. Life insurance is meant to give you peace of mind, not strain your budget. Our team can help you identify a life insurance policy that fits your family’s needs at an affordable price.

3. How do I apply for life insurance coverage?

Let our agents help you build a policy that protects your family based on your unique situation. Contact us online to start the conversation.

4. What is the difference between universal and whole life?

Universal life insurance and whole life insurance are both permanent life insurance products, and both offer a lifetime death benefit and a cash value. On the other hand, whole life has a fixed coverage amount and a fixed premium payment, while universal life is more flexible and has a greater risk.

5. Why choose Everlasting Legacies?

Everlasting Legacies understands the importance of end-of-life planning. Our commitment to our customers is reflected in our commitment to integrity, innovation, and accountability as we provide protection and financial security to our customers